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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,673 | $171,867+9.8% | $149,721+26.0% | $147,586+27.8% |
| Participation rate | 94.1% | 88.2%+5.9pp | 87.1%+7.1pp | 82.8%+11.3pp |
| Annual return | 17.03% | 2113.36%-2096.3pp | 1501.67%-1484.6pp | 578.59%-561.6pp |
| Employer contribution / active EE | $1,073 | $6,275-82.9% | $5,444-80.3% | $4,876-78.0% |
| Participant deferral / active EE | $7,098 | $7,270-2.4% | $6,568+8.1% | $5,439+30.5% |
| Admin fee / account holder | $4,580 | $13,799-66.8% | $11,282-59.4% | $10,886-57.9% |