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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,631 | $98,776-77.1% | $149,745-84.9% | $79,856-71.7% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 16.77% | 27.38%-10.6pp | 276.72%-260.0pp | 31.71%-14.9pp |
| Employer contribution / active EE | $2,454 | $3,217-23.7% | $4,646-47.2% | $2,471-0.7% |
| Participant deferral / active EE | $3,774 | $5,681-33.6% | $6,843-44.9% | $3,741+0.9% |
| Admin fee / account holder | $1,280 | $6,053-78.9% | $9,312-86.3% | $5,306-75.9% |