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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,102 | $77,817-83.2% | $123,553-89.4% | $64,173-79.6% |
| Participation rate | 95.7% | 74.7%+21.0pp | 82.3%+13.4pp | 69.6%+26.2pp |
| Annual return | -4.22% | 12.49%-16.7pp | 119.21%-123.4pp | 7.63%-11.9pp |
| Employer contribution / active EE | $2,036 | $3,014-32.4% | $4,628-56.0% | $2,381-14.5% |
| Participant deferral / active EE | $3,039 | $5,240-42.0% | $6,426-52.7% | $3,470-12.4% |
| Admin fee / account holder | $2,965 | $5,519-46.3% | $9,284-68.1% | $4,887-39.3% |