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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,612 | $89,367-80.3% | $141,191-87.5% | $72,975-75.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 29.11% | 111.87%-82.8pp | 71.41%-42.3pp | 81.01%-51.9pp |
| Employer contribution / active EE | $2,379 | $3,115-23.6% | $4,736-49.8% | $2,440-2.5% |
| Participant deferral / active EE | $3,555 | $5,419-34.4% | $6,710-47.0% | $3,608-1.4% |
| Admin fee / account holder | $435 | $5,957-92.7% | $10,264-95.8% | $5,124-91.5% |