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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,066 | $102,393-51.1% | $147,041-66.0% | $80,911-38.1% |
| Participation rate | 93.3% | 75.9%+17.5pp | 82.2%+11.2pp | 67.6%+25.7pp |
| Annual return | 16.59% | 134.95%-118.4pp | 419.21%-402.6pp | 35.63%-19.0pp |
| Employer contribution / active EE | $3,258 | $3,715-12.3% | $4,935-34.0% | $2,756+18.2% |
| Participant deferral / active EE | $8,329 | $6,647+25.3% | $8,071+3.2% | $4,297+93.8% |
| Admin fee / account holder | $3,037 | $7,943-61.8% | $13,006-76.7% | $6,935-56.2% |