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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,634 | $135,956-87.8% | $123,894-86.6% | $273,972-93.9% |
| Participation rate | 84.6% | 84.1%+0.6pp | 81.4%+3.2pp | 83.0%+1.6pp |
| Annual return | 4.18% | 56.63%-52.4pp | 47.52%-43.3pp | 41.46%-37.3pp |
| Employer contribution / active EE | $1,565 | $5,170-69.7% | $4,617-66.1% | $4,869-67.9% |
| Participant deferral / active EE | $6,415 | $6,343+1.1% | $5,984+7.2% | $5,287+21.3% |
| Admin fee / account holder | $708 | $9,817-92.8% | $8,357-91.5% | $10,133-93.0% |