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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,051 | $150,442+42.3% | $136,295+57.0% | $147,585+45.0% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 9.58% | 1049.09%-1039.5pp | 5155.97%-5146.4pp | 578.56%-569.0pp |
| Employer contribution / active EE | $17,541 | $5,256+233.7% | $4,695+273.6% | $4,876+259.7% |
| Participant deferral / active EE | $12,000 | $6,630+81.0% | $6,247+92.1% | $5,439+120.6% |
| Admin fee / account holder | $7,347 | $10,905-32.6% | $9,243-20.5% | $10,885-32.5% |