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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $364,422 | $155,555+134.3% | $146,866+148.1% | $155,188+134.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 13.87% | 115.41%-101.5pp | 102.85%-89.0pp | 148.84%-135.0pp |
| Employer contribution / active EE | $5,550 | $4,647+19.4% | $4,425+25.4% | $4,248+30.7% |
| Participant deferral / active EE | $10,500 | $8,044+30.5% | $7,759+35.3% | $6,531+60.8% |
| Admin fee / account holder | $19,014 | $14,755+28.9% | $13,620+39.6% | $14,480+31.3% |