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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,333 | $98,760-76.4% | $149,715-84.4% | $79,858-70.8% |
| Participation rate | 98.0% | 75.8%+22.3pp | 82.5%+15.6pp | 69.6%+28.4pp |
| Annual return | 17.34% | 27.43%-10.1pp | 276.66%-259.3pp | 31.72%-14.4pp |
| Employer contribution / active EE | $2,006 | $3,217-37.6% | $4,645-56.8% | $2,471-18.8% |
| Participant deferral / active EE | $2,857 | $5,681-49.7% | $6,842-58.2% | $3,740-23.6% |
| Admin fee / account holder | $1,168 | $6,053-80.7% | $9,310-87.5% | $5,306-78.0% |