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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,993 | $77,816-83.3% | $123,549-89.5% | $64,181-79.8% |
| Participation rate | 96.0% | 74.7%+21.3pp | 82.3%+13.7pp | 69.6%+26.4pp |
| Annual return | -0.55% | 12.49%-13.0pp | 119.20%-119.8pp | 7.63%-8.2pp |
| Employer contribution / active EE | $1,661 | $3,014-44.9% | $4,628-64.1% | $2,381-30.2% |
| Participant deferral / active EE | $2,495 | $5,240-52.4% | $6,426-61.2% | $3,470-28.1% |
| Admin fee / account holder | $654 | $5,519-88.2% | $9,284-93.0% | $4,887-86.6% |