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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,382 | $81,487+10.9% | $102,412-11.7% | $80,935+11.7% |
| Participation rate | 100.0% | 66.8%+33.2pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 8.90% | 25.60%-16.7pp | 24.94%-16.0pp | 35.66%-26.8pp |
| Employer contribution / active EE | $5,939 | $3,103+91.4% | $3,870+53.5% | $2,757+115.4% |
| Participant deferral / active EE | $4,849 | $3,871+25.3% | $5,060-4.2% | $4,299+12.8% |
| Admin fee / account holder | $2,106 | $6,717-68.7% | $8,388-74.9% | $6,924-69.6% |