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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,376 | $65,367+4.6% | $92,915-26.4% | $72,976-6.3% |
| Participation rate | 100.0% | 68.3%+31.7pp | 76.0%+24.0pp | 69.5%+30.5pp |
| Annual return | 16.44% | 42.11%-25.7pp | 109.45%-93.0pp | 81.02%-64.6pp |
| Employer contribution / active EE | $4,672 | $2,594+80.1% | $3,653+27.9% | $2,440+91.5% |
| Participant deferral / active EE | $3,653 | $3,128+16.8% | $4,238-13.8% | $3,608+1.3% |
| Admin fee / account holder | $2,246 | $4,251-47.2% | $5,796-61.2% | $5,124-56.2% |