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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,309 | $115,814-41.0% | $101,275-32.6% | $158,982-57.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 11.89% | 56.16%-44.3pp | 46.48%-34.6pp | 302.99%-291.1pp |
| Employer contribution / active EE | $5,999 | $4,176+43.7% | $3,660+63.9% | $4,763+26.0% |
| Participant deferral / active EE | $3,369 | $4,958-32.1% | $4,371-22.9% | $5,983-43.7% |
| Admin fee / account holder | $3,148 | $7,249-56.6% | $5,948-47.1% | $11,252-72.0% |