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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,399 | $157,276+40.8% | $141,177+56.8% | $152,885+44.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 0.00% | 64.33%-64.3pp | 71.40%-71.4pp | 345.39%-345.4pp |
| Employer contribution / active EE | $5,972 | $5,262+13.5% | $4,736+26.1% | $4,763+25.4% |
| Participant deferral / active EE | $11,638 | $7,110+63.7% | $6,710+73.4% | $5,851+98.9% |
| Admin fee / account holder | $1,096 | $12,123-91.0% | $10,263-89.3% | $11,598-90.5% |