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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,398 | $165,381+38.7% | $149,730+53.2% | $158,966+44.3% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 15.06% | 348.29%-333.2pp | 276.70%-261.6pp | 302.95%-287.9pp |
| Employer contribution / active EE | $8,688 | $5,104+70.2% | $4,645+87.0% | $4,762+82.4% |
| Participant deferral / active EE | $16,973 | $7,182+136.3% | $6,843+148.0% | $5,983+183.7% |
| Admin fee / account holder | $1,289 | $10,809-88.1% | $9,310-86.2% | $11,250-88.5% |