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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,612 | $73,848+7.8% | $143,799-44.6% | $68,486+16.2% |
| Participation rate | 63.0% | 66.7%-3.7pp | 80.3%-17.4pp | 67.9%-4.9pp |
| Annual return | -19.05% | 0.91%-20.0pp | -0.04%-19.0pp | -7.85%-11.2pp |
| Employer contribution / active EE | $819 | $3,184-74.3% | $4,952-83.5% | $2,597-68.5% |
| Participant deferral / active EE | $2,765 | $3,385-18.3% | $5,638-51.0% | $4,028-31.3% |
| Admin fee / account holder | $5 | $5,755-99.9% | $14,677-100.0% | $5,404-99.9% |