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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,484 | $75,962-23.0% | $154,108-62.0% | $64,173-8.9% |
| Participation rate | 48.0% | 70.4%-22.4pp | 83.0%-35.0pp | 69.6%-21.6pp |
| Annual return | -6.04% | 30.32%-36.4pp | 735.21%-741.2pp | 7.63%-13.7pp |
| Employer contribution / active EE | $851 | $3,350-74.6% | $5,298-83.9% | $2,381-64.3% |
| Participant deferral / active EE | $1,864 | $3,175-41.3% | $5,081-63.3% | $3,470-46.3% |
| Admin fee / account holder | $6,528 | $5,589+16.8% | $13,411-51.3% | $4,887+33.6% |