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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY2 years Filed as: MORGAN STANLEY GLOBAL BA Service code 27 · EIN 26-4310632 | Advisory (Plan) | $52,911 |
Service code 13 · EIN 42-0127290 | Contract Administrator | $35,817 |
ERNST & YOUNG LLP9+ years Service code 10 · EIN 34-6565596 | Accounting | $15,250 |
THE ANGELL PENSION GROUP, INC.9+ years Service code 13 · EIN 04-2530412 | Contract Administrator | $10,634 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,339 | $130,294+46.9% | $170,043+12.5% | $71,511+167.6% |
| Participation rate | 100.0% | 86.2%+13.8pp | 87.0%+13.0pp | 67.9%+32.1pp |
| Annual return | 17.30% | 20.36%-3.1pp | 53.40%-36.1pp | 28.86%-11.6pp |
| Employer contribution / active EE | $4,663 | $4,385+6.3% | $6,790-31.3% | $2,589+80.1% |
| Participant deferral / active EE | $9,338 | $6,928+34.8% | $10,410-10.3% | $4,291+117.6% |
| Admin fee / account holder | $370 | $966-61.7% | $12,824-97.1% | $1,588-76.7% |