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| Provider | Service type | Compensation |
|---|---|---|
WELLS FARGO BANK, N.A.2+ years Service code 15 · EIN 94-1347393 | Recordkeeping | $54,689 |
MORGAN STANLEY SMITH BARNEY2+ years Filed as: MORGAN STANLEY Service code 27 · EIN 26-4310632 | Advisory (Plan) | $41,068 |
ERNST & YOUNG LLP2+ years Service code 10 · EIN 34-6565596 | Accounting | $10,000 |
THE ANGELL PENSION GROUP, INC.2+ years Service code 50 · EIN 04-2530412 | Direct Payment | $7,500 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,283 | $74,089+146.0% | $133,975+36.1% | $55,167+230.4% |
| Participation rate | 100.0% | 84.3%+15.7pp | 87.1%+12.9pp | 69.0%+31.0pp |
| Annual return | 6.18% | 12.11%-5.9pp | 29.29%-23.1pp | 169.23%-163.0pp |
| Employer contribution / active EE | $3,994 | $3,064+30.4% | $5,211-23.4% | $1,963+103.5% |
| Participant deferral / active EE | $6,902 | $4,678+47.5% | $6,282+9.9% | $3,054+126.0% |
| Admin fee / account holder | $383 | $458-16.4% | $9,324-95.9% | $504-24.0% |