Filed August 9, 2021 (most recent of 2 filings on file)
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
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| Provider | Service type | Compensation |
|---|---|---|
Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $44,474 |
FIRST WESTERN TRUST BANK1 year Filed as: FIRST WESTERN TRUST Service code 26 · EIN 27-0083757 | Advisory (Participants) | $33,226 |
CHARLES SCHWAB & CO., INC.3 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $270 |
AMERICAN CENTURY2 years Service code 52 · EIN 43-1646043 | Indirect Investment Fees | $0 |
GOLDMAN SACHS2 years Service code 52 · EIN 13-4166989 | Indirect Investment Fees | $0 |
MORGAN STANLEY SMITH BARNEY2 years Filed as: JP MORGAN Service code 52 · EIN 26-3613641 | Indirect Investment Fees | $0 |
LAZARD ASSET MANAGEMENT2 years Filed as: LAZARD Service code 52 · EIN 20-0169148 | Indirect Investment Fees | $0 |
MFS INVESTMENT MANAGEMENT2 years Service code 52 · EIN 04-3158862 | Indirect Investment Fees | $0 |
OPPENHEIMER2 years Service code 52 · EIN 93-6305075 | Indirect Investment Fees | $0 |
PRINCIPAL INVESTORS2 years Service code 52 · EIN 91-1801401 | Indirect Investment Fees | $0 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,274 | $80,005+92.8% | $140,019+10.2% | $55,725+176.8% |
| Participation rate | 74.2% | 87.0%-12.8pp | 87.5%-13.3pp | 70.9%+3.3pp |
| Annual return | -3.54% | 0.46%-4.0pp | 651.15%-654.7pp | 244.93%-248.5pp |
| Employer contribution / active EE | $377 | $3,403-88.9% | $5,605-93.3% | $2,078-81.8% |
| Participant deferral / active EE | $7,381 | $5,264+40.2% | $6,927+6.6% | $3,356+120.0% |
| Admin fee / account holder | $348 | $116+201.1% | $10,705-96.7% | $115+202.4% |