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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,386 | $165,399+61.1% | $149,745+77.9% | $158,982+67.6% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 6.36% | 348.34%-342.0pp | 276.72%-270.4pp | 302.99%-296.6pp |
| Employer contribution / active EE | $11,000 | $5,105+115.5% | $4,646+136.8% | $4,763+131.0% |
| Participant deferral / active EE | $7,968 | $7,183+10.9% | $6,843+16.4% | $5,983+33.2% |
| Admin fee / account holder | $2,579 | $10,811-76.1% | $9,312-72.3% | $11,252-77.1% |