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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,140 | $148,623+134.9% | $135,974+156.8% | $139,466+150.3% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 11.83% | 79.30%-67.5pp | 68.30%-56.5pp | 373.66%-361.8pp |
| Employer contribution / active EE | $6,098 | $5,246+16.2% | $4,859+25.5% | $4,754+28.3% |
| Participant deferral / active EE | $16,057 | $8,103+98.2% | $7,760+106.9% | $6,712+139.2% |
| Admin fee / account holder | $10,883 | $12,406-12.3% | $10,767+1.1% | $11,409-4.6% |