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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,959 | $175,259+2.7% | $149,723+20.2% | $139,487+29.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 16.99% | 166.82%-149.8pp | 134.50%-117.5pp | 373.84%-356.9pp |
| Employer contribution / active EE | $7,477 | $5,478+36.5% | $4,821+55.1% | $4,755+57.3% |
| Participant deferral / active EE | $9,100 | $6,522+39.5% | $5,682+60.1% | $6,713+35.6% |
| Admin fee / account holder | $9,587 | $16,158-40.7% | $13,215-27.5% | $11,407-16.0% |