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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,021 | $209,422-40.8% | $178,503-30.5% | $158,982-22.0% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | -40.53% | 188.81%-229.3pp | 151.12%-191.6pp | 302.99%-343.5pp |
| Employer contribution / active EE | $6,511 | $5,707+14.1% | $5,011+29.9% | $4,763+36.7% |
| Participant deferral / active EE | $9,176 | $5,955+54.1% | $5,202+76.4% | $5,983+53.4% |
| Admin fee / account holder | $1,229 | $17,079-92.8% | $13,987-91.2% | $11,252-89.1% |