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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,969 | $202,342-51.1% | $172,753-42.7% | $152,909-35.3% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 22.13% | 1029.88%-1007.7pp | 803.00%-780.9pp | 345.46%-323.3pp |
| Employer contribution / active EE | $5,874 | $5,857+0.3% | $5,144+14.2% | $4,764+23.3% |
| Participant deferral / active EE | $5,869 | $5,948-1.3% | $5,198+12.9% | $5,851+0.3% |
| Admin fee / account holder | $1,744 | $17,112-89.8% | $13,956-87.5% | $11,601-85.0% |