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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,552 | $65,361-8.9% | $92,903-35.9% | $72,983-18.4% |
| Participation rate | 61.9% | 68.3%-6.4pp | 76.0%-14.1pp | 69.5%-7.6pp |
| Annual return | 27.33% | 42.11%-14.8pp | 109.43%-82.1pp | 81.01%-53.7pp |
| Employer contribution / active EE | $2,694 | $2,594+3.8% | $3,653-26.3% | $2,440+10.4% |
| Participant deferral / active EE | $6,525 | $3,128+108.6% | $4,238+54.0% | $3,608+80.9% |
| Admin fee / account holder | $3,022 | $4,251-28.9% | $5,795-47.9% | $5,124-41.0% |