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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,417 | $99,345-56.3% | $84,753-48.8% | $273,972-84.2% |
| Participation rate | 50.0% | 80.7%-30.7pp | 76.6%-26.6pp | 83.0%-33.0pp |
| Annual return | 8.01% | 22.93%-14.9pp | 22.78%-14.8pp | 41.46%-33.4pp |
| Employer contribution / active EE | $1,443 | $4,214-65.8% | $3,574-59.6% | $4,869-70.4% |
| Participant deferral / active EE | $4,134 | $4,270-3.2% | $3,712+11.4% | $5,287-21.8% |
| Admin fee / account holder | $660 | $6,645-90.1% | $5,333-87.6% | $10,133-93.5% |