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| Provider | Service type | Compensation |
|---|---|---|
ASCENSUS LLC5 years Service code 15 · EIN 11-3665754 | Recordkeeping | $11,263 |
Filed as: KESTRA ADVISORY SERVICES. Service code 27 · EIN 35-2552359 | Advisory (Plan) | $8,320 |
Filed as: GALLAGHER FIDUCIARY ADVISORS Service code 27 PO BOX 71396 · CHICAGO, IL 60694 | Advisory (Plan) | $6,910 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,887 | $58,320-43.6% | $86,438-62.0% | $66,938-50.9% |
| Participation rate | 80.0% | 78.6%+1.4pp | 80.3%-0.3pp | 69.8%+10.2pp |
| Annual return | -16.77% | -9.71%-7.1pp | 4397.19%-4414.0pp | 1.58%-18.3pp |
| Employer contribution / active EE | $3,689 | $2,615+41.0% | $3,769-2.1% | $2,545+44.9% |
| Participant deferral / active EE | $9,337 | $6,899+35.3% | $6,952+34.3% | $4,238+120.3% |
| Admin fee / account holder | $135 | $546-75.2% | $6,733-98.0% | $594-77.2% |