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| Provider | Service type | Compensation |
|---|---|---|
Filed as: KESTRA ADVISORY SERVICES. Service code 27 · EIN 35-2552359 | Advisory (Plan) | $9,845 |
ASCENSUS LLC3 years Service code 15 · EIN 11-3665754 | Recordkeeping | $4,084 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,025 | $70,486-48.9% | $100,528-64.2% | $79,852-54.9% |
| Participation rate | 76.7% | 73.6%+3.0pp | 79.4%-2.8pp | 69.6%+7.0pp |
| Annual return | 20.62% | 21.90%-1.3pp | 30.90%-10.3pp | 31.72%-11.1pp |
| Employer contribution / active EE | $2,976 | $2,165+37.5% | $3,419-12.9% | $2,471+20.4% |
| Participant deferral / active EE | $6,789 | $5,182+31.0% | $6,271+8.2% | $3,740+81.5% |
| Admin fee / account holder | $97 | $4,480-97.8% | $8,084-98.8% | $5,306-98.2% |