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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,104 | $106,524+99.1% | $152,301+39.3% | $87,485+142.4% |
| Participation rate | 56.8% | 75.8%-19.0pp | 82.4%-25.7pp | 68.9%-12.2pp |
| Annual return | 20.11% | 26.89%-6.8pp | 80.50%-60.4pp | 26.06%-6.0pp |
| Employer contribution / active EE | $3,691 | $3,371+9.5% | $4,624-20.2% | $2,596+42.2% |
| Participant deferral / active EE | $7,685 | $6,525+17.8% | $8,004-4.0% | $4,274+79.8% |
| Admin fee / account holder | $6,721 | $8,287-18.9% | $14,398-53.3% | $7,775-13.5% |