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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,072 | $150,447-74.0% | $136,298-71.3% | $147,586-73.5% |
| Participation rate | 80.0% | 84.4%-4.4pp | 81.9%-1.9pp | 82.8%-2.8pp |
| Annual return | 55.13% | 1049.15%-994.0pp | 5156.27%-5101.1pp | 578.59%-523.5pp |
| Employer contribution / active EE | $3,099 | $5,256-41.0% | $4,696-34.0% | $4,876-36.4% |
| Participant deferral / active EE | $7,852 | $6,631+18.4% | $6,247+25.7% | $5,439+44.4% |
| Admin fee / account holder | $4,609 | $10,906-57.7% | $9,244-50.1% | $10,886-57.7% |