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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,645 | $82,678+25.4% | $125,391-17.3% | $68,490+51.3% |
| Participation rate | 64.0% | 75.1%-11.1pp | 82.4%-18.4pp | 67.9%-3.9pp |
| Annual return | 1.44% | -5.97%+7.4pp | 572.41%-571.0pp | -7.85%+9.3pp |
| Employer contribution / active EE | $4,025 | $3,382+19.0% | $4,816-16.4% | $2,597+55.0% |
| Participant deferral / active EE | $8,377 | $6,111+37.1% | $7,448+12.5% | $4,028+108.0% |
| Admin fee / account holder | $10,515 | $6,277+67.5% | $10,009+5.1% | $5,403+94.6% |