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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,665 | $201,344-47.5% | $184,243-42.6% | $145,877-27.6% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 13.39% | 29.01%-15.6pp | 28.82%-15.4pp | 551.28%-537.9pp |
| Employer contribution / active EE | $13,614 | $7,022+93.9% | $6,427+111.8% | $4,663+192.0% |
| Participant deferral / active EE | $10,574 | $9,807+7.8% | $9,132+15.8% | $6,691+58.0% |
| Admin fee / account holder | $2,226 | $16,382-86.4% | $13,914-84.0% | $13,402-83.4% |