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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,536 | $209,874-55.9% | $189,537-51.2% | $167,536-44.8% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 17.73% | 748.61%-730.9pp | 555.34%-537.6pp | 478.82%-461.1pp |
| Employer contribution / active EE | $16,485 | $6,913+138.5% | $6,161+167.6% | $4,839+240.7% |
| Participant deferral / active EE | $12,232 | $8,934+36.9% | $8,220+48.8% | $6,342+92.9% |
| Admin fee / account holder | $14,918 | $14,299+4.3% | $12,048+23.8% | $12,315+21.1% |