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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,320 | $185,883-41.7% | $170,043-36.3% | $139,466-22.3% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 17.85% | 60.54%-42.7pp | 53.40%-35.5pp | 373.66%-355.8pp |
| Employer contribution / active EE | $13,054 | $7,596+71.9% | $6,790+92.3% | $4,754+174.6% |
| Participant deferral / active EE | $9,495 | $11,626-18.3% | $10,410-8.8% | $6,712+41.5% |
| Admin fee / account holder | $1,651 | $15,393-89.3% | $12,824-87.1% | $11,409-85.5% |