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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,472 | $63,346-29.8% | $92,240-51.8% | $70,126-36.6% |
| Participation rate | 67.4% | 68.7%-1.2pp | 76.5%-9.0pp | 69.5%-2.1pp |
| Annual return | 16.83% | 530.19%-513.4pp | 176.29%-159.5pp | 73.15%-56.3pp |
| Employer contribution / active EE | $1,479 | $2,471-40.1% | $3,680-59.8% | $2,343-36.8% |
| Participant deferral / active EE | $3,800 | $2,854+33.2% | $3,897-2.5% | $3,332+14.1% |
| Admin fee / account holder | $2,372 | $3,841-38.2% | $5,194-54.3% | $4,645-48.9% |