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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,907 | $73,988-4.2% | $96,538-26.5% | $75,177-5.7% |
| Participation rate | 61.6% | 66.4%-4.8pp | 74.3%-12.7pp | 67.2%-5.6pp |
| Annual return | 17.91% | 26.73%-8.8pp | 35.74%-17.8pp | 160.75%-142.8pp |
| Employer contribution / active EE | $1,443 | $2,930-50.7% | $3,740-61.4% | $2,671-46.0% |
| Participant deferral / active EE | $3,496 | $3,660-4.5% | $4,880-28.4% | $4,126-15.3% |
| Admin fee / account holder | $1,967 | $5,220-62.3% | $6,737-70.8% | $5,651-65.2% |