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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,157 | $102,938+64.3% | $94,105+79.8% | $138,895+21.8% |
| Participation rate | 87.5% | 74.6%+12.9pp | 71.9%+15.6pp | 79.9%+7.6pp |
| Annual return | 15.27% | 250.28%-235.0pp | 204.55%-189.3pp | 145.39%-130.1pp |
| Employer contribution / active EE | $906 | $2,732-66.8% | $2,504-63.8% | $4,194-78.4% |
| Participant deferral / active EE | $2,111 | $4,196-49.7% | $3,881-45.6% | $6,396-67.0% |
| Admin fee / account holder | $7,843 | $6,600+18.8% | $6,199+26.5% | $12,562-37.6% |