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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,114 | $110,278+31.6% | $95,740+51.6% | $139,466+4.0% |
| Participation rate | 85.7% | 75.7%+10.0pp | 72.3%+13.5pp | 80.3%+5.4pp |
| Annual return | 18.66% | 27.19%-8.5pp | 28.41%-9.8pp | 373.66%-355.0pp |
| Employer contribution / active EE | $2,436 | $3,260-25.3% | $2,836-14.1% | $4,754-48.8% |
| Participant deferral / active EE | $7,514 | $4,674+60.7% | $4,244+77.1% | $6,712+11.9% |
| Admin fee / account holder | $1,232 | $6,613-81.4% | $5,676-78.3% | $11,409-89.2% |