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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,283 | $201,372+12.4% | $184,260+22.8% | $145,884+55.1% |
| Participation rate | 92.3% | 87.5%+4.8pp | 86.8%+5.5pp | 80.3%+12.0pp |
| Annual return | 15.63% | 29.04%-13.4pp | 28.84%-13.2pp | 551.85%-536.2pp |
| Employer contribution / active EE | $6,457 | $7,024-8.1% | $6,427+0.5% | $4,662+38.5% |
| Participant deferral / active EE | $14,429 | $9,808+47.1% | $9,133+58.0% | $6,690+115.7% |
| Admin fee / account holder | $14,472 | $16,362-11.5% | $13,898+4.1% | $13,392+8.1% |