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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,922 | $136,860+24.9% | $120,344+42.0% | $154,746+10.5% |
| Participation rate | 95.5% | 79.9%+15.6pp | 76.7%+18.7pp | 80.7%+14.8pp |
| Annual return | 20.77% | 21.38%-0.6pp | 20.30%+0.5pp | 172.34%-151.6pp |
| Employer contribution / active EE | $9,844 | $3,533+178.6% | $3,020+226.0% | $4,379+124.8% |
| Participant deferral / active EE | $8,805 | $5,793+52.0% | $5,135+71.5% | $6,730+30.8% |
| Admin fee / account holder | $4,599 | $15,393-70.1% | $12,742-63.9% | $14,365-68.0% |