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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,293 | $92,743-60.9% | $82,744-56.1% | $134,532-73.0% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -23.51% | 946.63%-970.1pp | 702.22%-725.7pp | 418.27%-441.8pp |
| Employer contribution / active EE | $2,689 | $3,273-17.8% | $3,008-10.6% | $4,741-43.3% |
| Participant deferral / active EE | $6,997 | $4,802+45.7% | $4,395+59.2% | $6,401+9.3% |
| Admin fee / account holder | $5,453 | $5,977-8.8% | $5,325+2.4% | $11,429-52.3% |