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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,185 | $100,911-55.2% | $90,440-50.0% | $158,966-71.6% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 23.03% | 1726.62%-1703.6pp | 1294.38%-1271.4pp | 302.95%-279.9pp |
| Employer contribution / active EE | $2,853 | $3,690-22.7% | $3,263-12.6% | $4,762-40.1% |
| Participant deferral / active EE | $8,382 | $4,348+92.8% | $3,964+111.5% | $5,983+40.1% |
| Admin fee / account holder | $1,241 | $6,507-80.9% | $5,615-77.9% | $11,250-89.0% |