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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,849 | $99,011-78.9% | $86,582-75.9% | $147,586-85.9% |
| Participation rate | 87.5% | 76.3%+11.2pp | 73.5%+14.0pp | 82.8%+4.7pp |
| Annual return | 27.77% | 1312.75%-1285.0pp | 965.08%-937.3pp | 578.59%-550.8pp |
| Employer contribution / active EE | $2,432 | $3,132-22.4% | $2,839-14.3% | $4,876-50.1% |
| Participant deferral / active EE | $8,003 | $3,972+101.5% | $3,609+121.8% | $5,439+47.2% |
| Admin fee / account holder | $2,883 | $5,709-49.5% | $4,904-41.2% | $10,886-73.5% |