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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,524 | $115,814+192.3% | $101,275+234.3% | $158,982+112.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 21.06% | 56.16%-35.1pp | 46.48%-25.4pp | 302.99%-281.9pp |
| Employer contribution / active EE | $11,200 | $4,176+168.2% | $3,660+206.0% | $4,763+135.2% |
| Participant deferral / active EE | $10,839 | $4,958+118.6% | $4,371+148.0% | $5,983+81.2% |
| Admin fee / account holder | $1,437 | $7,249-80.2% | $5,948-75.8% | $11,252-87.2% |