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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $356,655 | $133,998+166.2% | $112,263+217.7% | $134,545+165.1% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -25.33% | 47.17%-72.5pp | 27.49%-52.8pp | 418.37%-443.7pp |
| Employer contribution / active EE | $18,126 | $4,040+348.6% | $3,636+398.5% | $4,742+282.3% |
| Participant deferral / active EE | $16,606 | $5,292+213.8% | $4,729+251.1% | $6,401+159.4% |
| Admin fee / account holder | $723 | $7,493-90.3% | $6,410-88.7% | $11,431-93.7% |