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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,313 | $104,098-68.0% | $140,514-76.3% | $94,015-64.6% |
| Participation rate | 100.0% | 73.7%+26.3pp | 77.8%+22.2pp | 70.8%+29.2pp |
| Annual return | 18.68% | 15.14%+3.5pp | 14.36%+4.3pp | 17.84%+0.8pp |
| Employer contribution / active EE | $2,977 | $2,388+24.7% | $3,378-11.9% | $2,790+6.7% |
| Participant deferral / active EE | $4,430 | $4,033+9.8% | $4,919-9.9% | $4,249+4.2% |
| Admin fee / account holder | $707 | $10,439-93.2% | $13,697-94.8% | $8,951-92.1% |