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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,081 | $201,370+31.1% | $184,256+43.3% | $145,897+81.0% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 7.63% | 29.05%-21.4pp | 28.85%-21.2pp | 552.29%-544.7pp |
| Employer contribution / active EE | $10,877 | $7,024+54.9% | $6,427+69.2% | $4,663+133.3% |
| Participant deferral / active EE | $12,261 | $9,808+25.0% | $9,133+34.2% | $6,689+83.3% |
| Admin fee / account holder | $14,196 | $16,364-13.2% | $13,899+2.1% | $13,390+6.0% |