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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,917 | $73,978+10.7% | $96,515-15.1% | $75,173+9.0% |
| Participation rate | 78.7% | 66.4%+12.3pp | 74.3%+4.3pp | 67.2%+11.5pp |
| Annual return | 21.68% | 26.72%-5.0pp | 35.73%-14.0pp | 160.72%-139.0pp |
| Employer contribution / active EE | $636 | $2,931-78.3% | $3,740-83.0% | $2,671-76.2% |
| Participant deferral / active EE | $7,186 | $3,660+96.3% | $4,880+47.3% | $4,126+74.1% |
| Admin fee / account holder | $621 | $5,219-88.1% | $6,735-90.8% | $5,651-89.0% |