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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,325 | $64,719-2.2% | $112,249-43.6% | $68,486-7.5% |
| Participation rate | 86.2% | 67.2%+19.1pp | 75.1%+11.1pp | 67.9%+18.3pp |
| Annual return | -16.93% | -11.40%-5.5pp | 27.48%-44.4pp | -7.85%-9.1pp |
| Employer contribution / active EE | $677 | $2,747-75.3% | $3,636-81.4% | $2,597-73.9% |
| Participant deferral / active EE | $6,907 | $3,565+93.7% | $4,729+46.1% | $4,028+71.5% |
| Admin fee / account holder | $1,346 | $5,232-74.3% | $6,412-79.0% | $5,404-75.1% |